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Calls for the Government to announce a follow up to the CBILS and BBLS schemes have been answered with an extension to 31st January 2021


However, many small businesses are still struggling to get access to the funding they desperately need.  None of the 28 accredited lenders are offering loans to non-customers without conditions.


SMEs can't afford to wait and without the cash they need to keep their businesses turning over many will not be able to survive the COVID crisis.


At Redcliffe Finance we have access to funds available for lending and we are ready and waiting to support you.


With an abundance of vacant commercial properties available, the change in planning laws to convert to residential plus zero stamp duty up to £500k, the time to do this is now. Don't sit back while someone else takes advantage and makes money.


Under the new rules, existing commercial properties, including newly vacant shops, can be converted to residential housing more easily, in a move to kick start the construction industry and speed up rebuilding.  The changes include:


  • More types of commercial premises having total flexibility to be repurposed through reform of the Use Classes Order.

  • A wider range of commercial buildings will be allowed to change to residential use without the need for planning permission.

  • Builders will no longer need a normal planning application to demolish and rebuild vacant and redundant residential and commercial buildings if they are rebuilt as homes.

  • Property owners will be able to build additional space above their properties via a fast track approval process, subject to neighbour consultation.


Contact Redcliffe Finance to discuss our range of exciting Refurb / Development / Bridging loans.

We are a business finance broker that offers simplicity through online application. We have access to many of the mainstream and niche lenders.  We have a passion for excellent customer service and have a completely transparent fee structure. We deal with limited companies, sole traders and partnerships and have vast experience in placing deals; if you have a proposition, we have almost certainly placed something similar. With all the required information, we can normally get an in-principle decision within 48 hours. We are very happy to discuss your proposition by phone (free of charge) or you can complete the appropriate form online and we will assess that for you.

About Us


Great professional service - Jamie (Cannock)

I can't thank the team enough for helping to keep my business going during Covid - Laura (Glasgow)

Declined by the banks but helped by Redcliffe, many thanks - Mark (Bristol)

Easy application with an offer within 24 hours - Helen (Exeter)

Excellent knowledge on pension scheme property. Redcliffe took all the hassle out of the purchase - Paul (Liverpool) 

Our Fees

We only get paid if you accept an offer that we have sourced for you. We do not charge a fee for any discussion or for any of the work that we do in securing you an offer.  When we secure you an offer, we give you all the information you need to make a decision on whether to accept the offer. If you accept the offer, we are paid a brokers fee by the lender, we will never issue you with a fee invoice. It is therefore in our interest to find you the best possible deal as we only get paid if you say "yes".  Operating in this way gives you a fair deal and drives us to provide you with excellent service.



Guide to Owning a Commercial Property Within a Pension Scheme

Online Forms

Start Ups

Are you a start up looking for finance, if so we can make it happen.


Business Loans

  • Asset finance

  • Invoice discounting

  • Working capital

  • Cashflow / credit line

  • Tax / VAT funding

  • Business acquisition

  • Stock finance


We have access to lenders that will provide finance on an unsecured basis with a personal guarantee.


If you have been declined finance we have access to lenders that are specialists in helping non-standard applications.

Don't forget . . .

The Revolving Credit Facility


It works in exactly the same way as a traditional bank overdraft and is perfect as a cash flow safety net because:

  • It gives you access to cash when you need it

  • You can draw down funds and make payments as and when you need to

  • You only pay for what you borrow

  • Interest is charged on a daily basis on the amount drawn down

  • Can be used for stock purchases, delayed invoice payments and business costs such as VAT / TAX and staff wages




Contact Us

71 - 75 Shelton Street, Covent Garden, London.  WC2H 9JQ


Tel: 0117 968 6529

Redcliffe Finance is a trading name of Redcliffe Consulting Ltd incorporated in England, company no: 11357976

Registered Office: 71 - 75 Shelton Street, Covent Garden, London  WC2H 9JQ

ICO Registration: ZA776601